Business Acquisition Financing involves securing funds to purchase an existing business. Key considerations include properly valuing the business, conducting thorough due diligence, and understanding repayment terms. These steps are critical to ensuring the acquisition is financially sound and aligns with the buyer's goals. In many cases, it's possible to buy a business with as little as 10% down by leveraging options like SBA loans, which often require a lower down payment, or through seller financing, where the seller agrees to finance a portion of the purchase price.

The advantages of business acquisition financing include immediate growth opportunities and reduced risk compared to starting a new business from scratch. However, challenges such as the debt burden and potential integration issues between the acquiring and acquired businesses must be managed carefully. When done correctly, this financing, especially with a minimal down payment, can be a powerful tool for business expansion and long-term success

Unlock the Cash Tied Up in Your Receivables.

Accounts Receivable Financing, or Factoring, is the purchase of accounts receivable invoices at a discount.

If you sell your products or services to businesses that pay in 30, 60, 90 days or more, Nova Business Financing has a liquidity solution for you. We can finance companies that are start-ups, losing money, or in bankruptcy because accounts receivable financing is based on your customer's credit, not yours. This is not a "debt." You are selling an asset. But it is more than just an asset sale; it is like outsourcing your accounts receivable department. Factors provide valuable services. They check your customers' credit for you and notify you of bad risks and they provide detailed monthly statements. Qualifying accounts even get free credit insurance.